I'm not really wanting to get into 'The Great Debate' regarding the proposed Healthcare Reform Bill... HOWEVER, since it does totally effect (or is it affect, crap?) my livelyhood I will throw in my two cents worth. Well actually if it is passed, that might be all I have left to my name...
First and foremost, unlike most of the American public, including the Congress, Senate and most likely, President Obama, I read the friggin 1018 page proposed bill (again, my livelihood...). Quite honestly, it SCARES THE HELL out of me on many, many levels.
The first being (ref. pages 16-17) if this bill passes as written, it essentially will destroy the health insurance industry as a whole. Seriously. Because if you DO NOT have health insurance coverage IF this bill passes, you are shit out of luck and MUST take the government plan, regardless of the cost or coverage. If you DO have health insurance coverage, let's hope you like it and it's good coverage because IF the bill passes, you are STUCK with that insurance UNLESS you move over to the government plan, forever. IF you are brave enough to move to the government plan, once again you are STUCK with that plan, forever, and won't be able to move back to a private health insurance carrier. EVER.
Secondly, IF this bill is to pass, as written, it will essentially shut the entire health insurance industry down. HOW? Because the health insurance companies will no longer be able to solicit new health insurance policies AS OF THE DAY THE BILL PASSES. Thus, they will no longer need health insurance agents, marketing people, administrative people, etc. and eventually they will no longer be able to pay your claims because without bringing NEW BUSINESS in the door and only PAYING OUT CLAIMS they will go bankrupt and shut their doors, thus leaving 100's of 1000's of MORE people unemployed creating an even worse economy and more taxes for all the employed American's to pay for all of us welfare recipients.
Third, the government health plan, which by the way the President nor the members of the House or Senate have elected to be a part of (because they're special you know), will not only cost you more in premium dollars but will also have a minimum of $5,000 deductible for individuals and $10,000 for families. Do you have an extra $5k or $10K laying around to pony up BEFORE the plan pays for any healthcare? I don't.
Fourth, of the 47 million uninsured Americans today, the VAST majority of them choose NOT to pay for insurance and that is their right. Granted there are MANY that can't afford to pay for insurance and I am totally for giving them government assistance, ALL FOR IT. However, I am NOT in agreement that we should give all illegal aliens in this country FREE insurance and FREE healthcare and paying for it out of my own pocket. They don't pay taxes, why do I have to pay more taxes so that they get this free coverage?
Fifth, I do not want ANYONE, except me and my doctor, deciding HOW and WHAT the best course of treatment for me is. NOBODY. As a member of a FREE society, in a nation that FREEDOM is the basis of the constitution, I should have a right to choose not only my healthcare options and treatment but I should have the right to choose my own insurance plan, if I WANT an insurance plan.
And finally, the total cost of this healthcare bill alone, not including all the bailouts and bullshit that we are already bankrolling, just this healthcare reform alone, will not just be paid for by you and me, but it will set this country back so much that not only will my children be paying for it, not just my grandchildren, but my great grandchildren will be paying for it.
I am a Democrat, I voted for Obama, but I want this madness to end. Seriously.